Finance

If you look on Amazon - if you do a search for personal finance, there are literally 20,000 books written on personal finance, and there's no real reason for it. I mean, personal finance is pretty simple.

All money is a matter of belief.

The propensity to truck, barter and exchange one thing for another is common to all men, and to be found in no other race of animals.

Any informed borrower is simply less vulnerable to fraud and abuse.

Finance is wholly different from the rest the economy.

In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. There is no safe store of value.

The very nature of finance is that it cannot be profitable unless it is significantly leveraged... and as long as there is debt, there can be failure and contagion.

The campaign finance scandal in America is the global warming of American political life - with cash substituting for deadly solar radiation.

African runners regularly work out in the United States and Europe, and the International Olympic Committee sends some of the cash from the Games to Olympic committees in poor nations, which use the money to finance their own programs.

Big banks have long had private equity divisions that put up capital for deals too complex or risky for individual shareholders to finance.

Like many other banks and finance companies, Green Tree used a process called securitization to resell its home loans to outside investors. Green Tree grouped thousands of these small loans into a pool worth hundreds of millions of dollars.

To finance deficits, the government must sell bonds to investors, competing for capital that could otherwise be used to invest in stocks or corporate bonds. Government borrowings raise long-term interest rates, stifling economic growth.

Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances.

Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.

Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not know how to use credit effectively, tackle debt or make wise decisions when it comes to spending.

Rounding to the nearest cent is sufficiently accurate for practical purposes.

Capital is that part of wealth which is devoted to obtaining further wealth.

The job of the Central Bank is to worry.

Our goal is to make finance the servant, not the master, of the real economy.

Well, paycheck protection is an important ingredient for a successful campaign finance reform measure.

The way to become rich is to put all your eggs in one basket and then watch that basket.

While neurological studies have tried to identify components responsible for fear and greed, the impact on finance is less clear.

Nobody wants campaign finance reform more than me. It would save me a fortune.

The government is also looking at further benefits including enhanced capital allowances, the use of Tax Incremental Finance, and extra help from UK Trade and Investment on inward investment and trade opportunities.

We teach about how to drive in school, but not how to manage finances.

If I had learned more about business ahead of time, I would have been shaped into believing that it was only about finances and quality management.

This time, instead of moving oceans and healing planets, let's get our bills in order and pay down the debt so we control our own future.

I'd always intended to make 'Far North' straight after 'The Warrior.' We had the rights to the short story, the script was in development, and I knew where I wanted to shoot it. It just took a long time getting the script together and raising the finance.

I think I can hold every portfolio - defense, finance and Foreign Ministry. I think personally I'd like the foreign office.

Being in the consumer business helps us groom talent in areas like marketing, finance and logistics. We can benchmark our outsourcing business to our consumer business and its best practices.

I was fortunate enough to model, but it was always work for me. It was a way to support myself and finance acting classes.

I've always supported myself. I like the sense of knowing exactly where I stand financially, but there is a side of me that longs for a knight in shining armor.

The way we finance homes in this country is slow, filled with middlemen, who run a nonstandardized evaluation process. This makes financing a home cumbersome and difficult.

It's cheaper to buy a house and finance it than it is to rent in many markets.

I am particularly pleased to see that the Bendheim Center for Finance is thriving.

The lesson of history is that you do not get a sustained economic recovery as long as the financial system is in crisis.

I certainly want campaign finance reform. I just wish this would do it in a way that would stand up to a constitutional challenge.

I grew up reading '2000 AD' and the occasional Transformers and GI Joe comic, but when I could finance comics myself, I lasted only a little reading superheroes.

I don't really consider myself to be a personal finance expert compared with some others. There are quite a few that know a lot more than I do.

If you want to fight the evil you see in finance and industry, get to work reading the corporate filings, see if there has been fraud, and where you find it, report it to the SEC or write about it or blog about it.

Beware of little expenses. A small leak will sink a great ship.

In this world nothing can be said to be certain, except death and taxes.

Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.

I made my money by selling too soon.

I know what I don't know. To this day, I don't know technology, and I don't know finance or accounting.

It was not my wish to come into politics. I was not a public person, I preferred to spend my birthdays with family and friends. But the 2008 elections were fraudulent, so I decided to finance the opposition to make them stronger.

Everyone says you've got to do a foundation and legal structure to finance social change. What nonsense!

Imperceptibly, the developed world's manufacturing base was gradually eroding and being replaced by securitized finance that destroyed itself and nearly its economies in 2008.

I wanted to make Jerusalem as feature film. But we couldn't finance it only through theatrical release, we couldn't get all the money we needed. We had to get some money from television. So we said, ok, let's do it both ways. So we did it in four parts.

In 1973, women got 59 cents on the dollar, now we are getting 74 cents on the dollar. In the area of finance and business, we are at 68 cents on the dollar.

As sure as the spring will follow the winter, prosperity and economic growth will follow recession.

If you don't have a VP Finance on your team reporting to you, do yourself, your team, and your investors a favor and go hire one right now.

If I had sat around and waited until I had an idea to be a successful photographer, I would still be in finance.

In July of 2010, I lost my finance job in Chicago. Instead of updating my resume and looking for a similar job, I decided to forget about money and have a go at something I truly enjoyed. I'd purchased a semi-professional camera earlier that year and spent my free time taking photos in downtown Chicago.

I went to college at QUT: Queensland University of Technology. I studied for a Bachelors in finance and acting.

In Australia, they set up a special fund to kick films off. It was quite an enlightened sort of move. You could go to this government bureau with scripts and and get finance for films.

One of the biggest issues for me is campaign finance reform.

At 25, I made many companies. I was thinking more like a businessman or entrepreneur than a CEO. I created many companies, small companies, medium companies. I tried to be involved in many kinds of activities, in finance, in real estate, in mining.

Back when 'social' had a broad definition, you could almost say that Yahoo Finance chat was the first social product.

The reason that minorities and women don't have a better shot at getting elected to the Senate or to statewide office is because the campaign finance rules are so skewed as to make it very difficult for non-traditional candidates to raise the money necessary to get elected.

Students and postdoctoral fellows largely depend on the support of the public sector to finance the training and research that will make them world-renowned scientists.

Many progressives understand Scalia, and other conservative judges, in crassly political terms - as opponents of affirmative action, abortion, gun control, and campaign finance legislation. But what Scalia cared most about was clear, predictable rules, laid down in advance.

Wall Street has too much wealth and political power.

There's more honor in investment management than in investment banking.

A moderate addiction to money may not always be hurtful, but when taken in excess it is nearly always bad for the health.

American capitalists, enthralled by the doctrines of finance, have put their income statements in service of the balance sheet.

I believe that through knowledge and discipline, financial peace is possible for all of us.

Let's not allow the voice of the people to be overwhelmed by the siren song of those who opposed regulation, who demanded that government should stand aside and let finance and business run the show.

I'm looking for backing for an unauthorized auto-biography that I am writing. Hopefully, this will sell in such huge numbers that I will be able to sue myself for an extraordinary amount of money and finance the film version in which I will play everybody.

The art and culture that is New York, communications, finance, all these things help make up New York. The rest of the country should be happy that we are what we are.

Gold and silver, like other commodities, have an intrinsic value, which is not arbitrary, but is dependent on their scarcity, the quantity of labour bestowed in procuring them, and the value of the capital employed in the mines which produce them.

There can be no rise in the value of labour without a fall of profits.

I'm a big advocate of financial intelligence.

As Michigan's voice on the Senate Finance Committee and Senate Energy and Natural Resources Committee, I will continue working to make sure the next generation of advanced technologies and alternative fuel vehicles are made right here in America.

I was a great student at a great school, Wharton School of Finance.

I went to the Wharton School of Finance, the toughest place to get into. I was a great student.

Money was never a big motivation for me, except as a way to keep score. The real excitement is playing the game.

Look, Congress has allocated more money to finance the upcoming Iraqi elections than it has for the American elections. There's something wrong with that.

Infinite growth of material consumption in a finite world is an impossibility.

My dad works in finance, so he kept giving me the stats: only one in a hundred actors makes it. He'd ask, 'Have you thought about producing?'

I can remember when I first went into the Himalayan area way back in 1951. Money, for instance, was not important at all to the local people. But now, finance has become just as important to them as it is to us, and this is a change maybe not for the better.

Chancellor Angela Merkel and Wolfgang Schaeuble, her finance minister, are right to oppose fiscal and bank unions without political union.

I've lived to see key parts of my research absorbed in textbooks and in central banks around the world. And some finance ministries, too.

I delivered lectures, and I was also a consultant for international companies in finance, both private equity and big venture capital funds.

In fact, corporate and union moneys go overwhelmingly to incumbents, so limiting that money, as Congress did in the campaign finance law, may be the single most self-denying thing that Congress has ever done.

Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans.

Wealth consists not in having great possessions, but in having few wants.

In 'Citizens United v. FEC', the Supreme Court ruled that sections of the federal campaign finance law known as McCain-Feingold imposed unconstitutional restrictions on the First Amendment rights of corporations.

We all know that Americans love their statistics - in sport, obviously. And in finance too.

I have a lot of trouble understanding all the detail of finance and administration - but if you combine intellectual and professional capacity with a social conscience, you can change things: countries, structures, economic models, colonial states.

The government that came into power after the April 1994 elections was going to need a budget. It was drafted by our finance minister, Derek Keys, and he convinced them of the necessity to stay within the free-market principles that had been in force in South Africa for decades.

I gladly, I voluntarily gave up the kind of commercial film career I had going as soon as I had enough money to finance my own films.

As an assistant in the polytechnic department, I was able to finance new studies and got my Physics Masters Degree in 1958 and my Ph.D. in 1959.

I don't want euro bonds that serve to mutualize the entire debt of the countries in the euro zone. That can only work in the longer-term. I want euro bonds to be used to finance targeted investments in future-oriented growth projects. It isn't the same thing. Let's call them 'project bonds' instead of euro bonds.

My adversary is the world of finance.

My real adversary has no name, no face, no party. It will never be elected, yet it governs - the adversary is the world of finance.

Sharia has become an increasingly significant force in American capitalism, thanks to the embrace by Wall Street and the U.S. government of so-called Sharia-Compliant Finance. Indeed, this country's taxpayers now own the largest purveyor of sharia-compliant insurance products in the world: AIG.

Let's not overlook, though, what we do know about the campaign finance scandal, and the fact the Chinese were involved in our presidential campaign and our congressional campaigns.

Customers are a great way to finance a business for many reasons. First, customer financing is typically non dilutive. They want something from you other than equity in your business. Customers also help you fit your product to the market. And customers will help debug and improve the quality of the product.

The curious task of economics is to demonstrate to men how little they really know about what they imagine they can design.

My issue with campaign finance is 100 percent disclosure. Wear a suit with patches from your big contributors. Depending on the size of the contribution, that's how big the patch should be.

For Randy Neugebauer, the Texas Republican who chairs the investigations subcommittee, the top sources of funding for his 2012 reelection campaign are from the insurance, banking, finance, securities and real estate industries.

Athol Fugard became famous as a playwright, so although 'Tsotsi' the book was written in the '60s, it was only published in the '80s. It was then optioned pretty much every year by producers. I think the problem was that holding onto its period setting made it very hard to get finance.

In Britain, polls show large majorities in favour of mansion taxes and higher taxes on the finance sector.

Cities are the origins of global warming, impact on the environment, health, pollution, disease, finance, economies, energy are all problems that are confronted by having cities. That's where they - all these problems come from.

If all the economists were laid end to end, they'd never reach a conclusion.

Under capitalism each individual engages in economic planning.

The financial markets generally are unpredictable. So that one has to have different scenarios... The idea that you can actually predict what's going to happen contradicts my way of looking at the market.

How grateful I am for the law of tithing. It is the Lord's law of finance.

We'll have a public power authority, which will also have the ability to build power or finance power. And more importantly, we'll have more power than our economy provides. All of that will give us leverage we don't have today.

We are in a position of financial and social power, and we could be agents of change in our society. Without pretension, I believe we could be a nice little gardener who takes care of the garden, and hopefully our neighbor will do the same. Then, maybe we'll achieve a better world.

Watch your finances like a hawk.

Our strength in finance has led us to set up an international financial centre with medium and long-term objectives, especially to develop Islamic financial and insurance services.

I was writing an earnest novel about cruises in the Caribbean and I just started writing 'Bridget Jones' to get some money, to finance this earnest work, and then I chucked it out.

These heroes of finance are like beads on a string, when one slips off, all the rest follow.

It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.

What you get out of an M.B.A. programme, no matter how much experience, is functional tools and understanding in disciplines: you'll understand economics, you'll understand marketing, finance, accounting. That, M.B.A. programmes do very well.

About the time we can make the ends meet, somebody moves the ends.

Every nation has to either be with us, or against us. Those who harbor terrorists, or who finance them, are going to pay a price.

In almost every profession - whether it's law or journalism, finance or medicine or academia or running a small business - people rely on confidential communications to do their jobs. We count on the space of trust that confidentiality provides. When someone breaches that trust, we are all worse off for it.

One of the reasons this election is so important is because the Supreme Court hangs in the balance. We need to overturn that terrible Supreme Court decision, Citizens United, and then reform our whole campaign finance system.

The economy is a very sensitive organism.

Finance, like time, devours its own children.

I do not regard a broker as a member of the human race.

Money is like manure. You have to spread it around or it smells.

The problem of how we finance the welfare state should not obscure a separate issue: if each person thinks he has an inalienable right to welfare, no matter what happens to the world, that's not equity, it's just creating a society where you can't ask anything of people.

The people who don't know personal finance have TV shows about it.

The people who know personal finance hide the money very carefully.

Financial crises are like fireworks: they illuminate the sky even as they go pop.

I've learned there's a big difference between a long-focused value investor and a good short-seller. That difference is psychological and I think it falls into the realm of behavioral finance.

What distinguishes the campaign finance issue from just about every other one being debated these days is that the two sides do not divide along conventional liberal/ conservative lines.

I probably don't make as much money as people think I make. I make more than the usual medium household. I'm one of the few middle class actors out there. The microcosm of Hollywood reflects the macrocosm of international finance.

Access to capital is important for all firms, but it's particularly vital for startups and young firms, which often lack a sufficient stream of earnings to increase employment and internally finance capital spending.

New York City is the most important location in the world... it is the center for fashion, culture and finance.

Actually criminal sanctions that are given could be up to five years for violating the rules and regulations under the campaign finance reform. This is like the Alien and Sedition Act of years and years ago, decades ago.

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term.

The massive debt we have racked up to finance our wasteful government is pulling down growth today. Gross debt over 90 percent of GDP weakens growth now. Not tomorrow - now.

We had a booming stock market in 1929 and then went into the world's greatest depression. We have a booming stock market in 1999. Will the bubble somehow burst, and then we enter depression? Well, some things are not different.

We've taken the view that if the rest of the world would democratize and create market economies, that would spread the benefits of prosperity around the world, and that it would enhance our own prosperity, and our own stability and security, as well.

I think there's a number of pillars to success. One is you've got to have a great idea. The other is you've got to have a constituency, you've got to have finance, and you've got to be able to raise awareness.

If I finance a bank and I know if the bank will get in trouble, I will be hit and I will lose money, I will put a price on that.

There's enormous progressive activism and, more often than not, success at the grassroots level - everything from living wage campaigns to efforts to finance our elections are having terrific success.

Businesses in my constituency want help to address the skills mismatch at local level which leaves employers with staff shortages and young people without jobs. They want access to reliable sources of finance, including a network of local banks.

I've never preached one sermon on money, on just finances. I want to stay away from it.

Everyone knows in the industry that when these great roles come up, every two years, there's a huge number of people up for them. I'm not one of those top five females that can personally finance any film.

If it isn't the sheriff, it's the finance company, I've got more attachments on me than a vacuum cleaner.

After serving in the Korean War, I actually started working towards a master's degree in finance.

Do you know the only thing that gives me pleasure? It's to see my dividends coming in.

The way to make money is to buy when blood is running in the streets.

What was once a fringe idea - finding a way to use the record levels of overseas capital to finance new projects in the United States - is now mainstream. The support is there, we just have to work out the details.

As dismayed as Americans are with the influence of the special interests that finance election campaigns, they've been reluctant to embrace the alternative: taxpayer-financed elections.

I turn up in Los Angeles every now and then, so I can get some big money films in order to finance my smaller money films.

Under capitalism, man exploits man. Under communism, it's just the opposite.

Wealth, in even the most improbable cases, manages to convey the aspect of intelligence.

Wealth is not without its advantages and the case to the contrary, although it has often been made, has never proved widely persuasive.

We have this film that we hope to finance, it's called 'Southern Rights.' It's a documentary about segregated proms that are still happening in the South of America. So there's a black prom and a white prom, so we hope to finance a film soon about that.

Our incomes are like our shoes, if too small, they gall and pinch us, but if too large, they cause us to stumble and to trip.

The avoidance of taxes is the only intellectual pursuit that still carries any reward.

Many dotcoms recruited people from existing companies who were quite experienced in finance, marketing, distribution and other disciplines but not necessarily experienced in the Web culture.

In constant pursuit of money to finance campaigns, the political system is simply unable to function. Its deliberative powers are paralyzed.

Jeff Bezos was one of those best and brightest who came to N.Y. to work in finance. He didn't need to know anything about retail bookselling to start Amazon.

Security depends not so much upon how much you have, as upon how much you can do without.

I finally know what distinguishes man from the other beasts: financial worries.

The longer I go on, the more I am aware of the power of finance.

If you're running an engineering or finance company, all companies depend on ideas and ingenuity. I think the principles of creative leadership apply everywhere, whether it's an advertising company or whether you're running a hospital.

I understand that finance can be very complex.

As long as we, in the United States, continue to insist that our politicians have to spend all of their time raising millions of dollars for television ads, it will be corrupt. If we leave it up to the politicians to clean up lobbying and finance reform, nothing is going to change.

To finance longer life spans, we must convince individuals to start investing now for the long term. But longevity should be an asset that can be levered, not a curse. They must understand that there's a cost to sitting in cash. No one talks about that cost.

I only make movies to finance my fishing.

Stay on top of your finances. Don't leave that up to others.

After my father died, we were pretty much wiped out financially as a family, so I decided to give finance a try.

I took some time off after 'Titanic' because I needed to let the dust settle and recharge my battery. I felt, 'OK, you've been given a tremendous opportunity, what are you going to do with it? Now your name can finance movies that you do want to do.'

In the old days we were the challenger brand competing against the big banks, but today I go round the world and I sit with governors of central banks and finance ministers and, in some cases, prime ministers. They all know Travelex. We are regarded as the establishment - the world's largest retailer of foreign currency.

Qaddafi is hated because he is the leader of a small country that is rich, but he uses his money to finance liberation struggles.

We're extremely excited about the assets that Yahoo has in the areas of Sports and Finance and Email and News. You match those up with AOL, and we've just made an exponential leap in capabilities here.

Economically considered, war and revolution are always bad business.

Prior to SunRun, I was headed toward a career in venture capital and then realized I wanted to apply my knowledge of finance more directly to helping change the world.

When you print money, the money does not flow evenly into the economic system. It stays essentially in the financial service industry and among people that have access to these funds, mostly well-to-do people. It does not go to the worker.

As a trusted institution with brick-and-mortar facilities in every corner of the United States, our public Postal Service is uniquely positioned to serve as a communications, finance, and service hub for the 21st century.

We've never been people that go around and confront people that have been financially successful and say, 'We hate you. We envy you because of how well you're doing.'

You and I come by road or rail, but economists travel on infrastructure.

Most women outlive their spouses. Divorce remains at record rates. It's important for a woman to be able to control her finances.

Spain is finding it very difficult to finance itself with sovereign debt risk premium so high.

Finance is a gun. Politics is knowing when to pull the trigger.

'Survivor' wouldn't have happened had I not gone out there and helped CBS to sell sponsors to finance the first one. Part of my thinking on 'Survivor' was that it should have rewards that are corporate brands. A Big Mac, one thimble-full of Coca-Cola.

Being rich is a good thing. Not just in the obvious sense of benefitting you and your family, but in the broader sense. Profits are not a zero sum game. The more you make, the more of a financial impact you can have.

It's very difficult to break into motion pictures, but it's oddly easier for directors today because of independent films and cable, who have inherited for the most part those films of substance that the studios are reluctant to finance.

For those of us in the financial world, Black Friday has a strong negative connotation, referring to a stock market catastrophe.

At this point, I don't get hired a lot because people don't think I could finance a movie.

As a novelist, I tell stories and people give me money. Then financial planners tell me stories and I give them money.

But because we in the United States finance our current account deficit by borrowing in our own currency, we can move to a more competitive dollar without the adverse effects that followed currency declines in other countries.

To finance this trade deficit, the U.S. has to borrow from the rest of the world or sell American assets like stocks, businesses, and real estate to the rest of the world.

The only way that we can reduce our financial dependence on the inflow of funds from the rest of the world is to reduce our trade deficit.

Advances in technology - hugely beneficial though they are - render us vulnerable in new ways. For instance, our interconnected world depends on elaborate networks: electric power grids, air traffic control, international finance, just-in-time delivery, and so forth.

I now work for a finance company in Luxembourg with projects in South America and the Caribbean.

I was OK in school, but I always missed a lot because I was playing so much. But if I'd stuck at it, I imagine that I'd be doing something financial or economical. Finance always attracted me, even though maths was always a bit of a love-hate relationship. I would have tried playing football, but I don't think I'd have made it.

Argentina has decided to take its place in the global landscape. We need important companies of the world to finance and construct roads, ports, waterways, energy, trains. We're a huge country that only depends on trucks today. It's impossible.

Arbitrage proof has since been widely used throughout finance and economics.

I had some of the students in my finance class actually do some empirical work on capital structures, to see if we could find any obvious patterns in the data, but we couldn't see any.

My expertise was in public finance, particularly corporate taxation, since I had worked at the US Treasury.